Last revised September 10, 2014
When accessing the LGT website, you must comply with the applicable legal provisions and observe any local restrictions. In particular, the information, data, texts, graphics, images, video clips and other publications (hereinafter referred to as "information") on the LGT website are not intended for persons from countries where access to and the dissemination of such information or websites would require prior registration, authorization or approval by LGT. Furthermore, the LGT website may not be accessed nor may information on the LGT website be retrieved by persons who, due to their place of residence, nationality or other reasons, are subject to a legal regime under which accessing such information or websites is unlawful.
Persons to whom such restrictions apply may not access the LGT web pages. Please consult the relevant laws and restrictions in effect at your place of residence and applicable to you in advance.
All information provided on the LGT website is for information purposes only. In particular, the information constitutes neither a recommendation, an offer or a solicitation to buy or sell securities, financial instruments or other investment products (hereinafter referred to as "investments") or to effect or enter into transactions (hereinafter referred to as "transactions") nor an advertisement for products or services. The information is not an aid to be used in making decisions about financial, legal, tax or other advisory matters; nor is it a suitable and sufficient basis on which to make decisions about investments or other transactions. Therefore, it does not replace the advice provided by a qualified professional.
Unless expressly stated or agreed otherwise, LGT does not accept instructions issued through the message box or by e-mail.
Market and investment reports and other publications on the LGT website are based on sources of information that LGT considers to be reliable. Nevertheless, LGT cannot vouch for the content of the information; nor can the information be regarded as a full account or summary of the investments, transactions, markets or developments mentioned therein. The content may change at any time or be based on incorrect third-party information. Therefore, LGT does not guarantee or accept liability for the accuracy, completeness or topicality of the information.
The value of investments may rise or fall at any time. Positive performance in the past is therefore no guarantee of positive performance in the future. In addition, investments in foreign currencies are subject to currency fluctuations. There is a possibility that investors may not receive back any or all of the amount they invested. Furthermore, potential investors should find out about the possible tax consequences of purchasing, owning and selling investments at their place of residence and, if necessary, obtain advice at their place of residence.
LGT has no influence over the layout or content of the websites of other operators (hereinafter referred to as "third-party websites"), even if they are linked to the LGT website or contain links to the LGT website. Therefore, LGT cannot accept responsibility for the accuracy, completeness, topicality or legality of the content of third-party websites or for any information, offers or services contained on them. Responsibility and liability for linked third-party websites lie with the operators in question.
Links from a third-party web page to an LGT web page require LGT’s prior written consent.
Social media are services with websites that are operated by third-party providers and therefore neither belong to nor are managed by LGT. LGT’s social media sites are a service provided without making any guarantee that the services will always be accessible, function properly or be suitable for particular purposes. LGT cannot control, confirm, influence or monitor the user comments or activities that result from LGT articles being forwarded by users to services of third-party providers or elsewhere. Information relating to business relationships with clients may not be communicated through social media. In addition, LGT does not accept responsibility or liability for data protection compliance by third-party service providers or operators of third-party websites linked through the services.
LGT reserves the right to amend or add to the information provided or to remove some or all of the information at any time without prior notification. However, LGT is not obligated to delete out-of-date information or to expressly indicate it as such.
All rights and titles to the LGT website and the information and programs contained on it (proprietary rights, copyrights, trademarks, logos, patents, further intellectual property rights and other rights) are owned by LGT or the holder of the right in question. Individual pages and/or sections of the LGT website may only be stored or printed out for private and internal purposes and provided neither the copyright notices nor the other designations protected by law are removed. Even after information or programs have been stored, printed out or otherwise used, all rights remain with LGT or the holder of the right in question. The reproduction (in full or in part), in particular the use of texts, sections of text or image material, transfer (electronically or by other means), modification, linking or use of the LGT website for public or commercial purposes requires LGT’s prior written consent.
The content and rights of third parties are marked as such. Their proprietary, patent, trademark, ownership or other protective rights must also be protected. The third parties’ consent or appropriate authorization is usually required in order to be able to use third-party content.
LGT and/or the members of its boards of directors, its managers and its employees may have or have had shares or positions or traded or acted as market makers in titles mentioned on the LGT website. Furthermore, such legal entities or natural persons may have or have had a relationship with entities mentioned on the LGT website, provide or have provided corporate finance or other services to those entities, or have or have had a seat on their management board.
LGT expressly disclaims all liability for direct or indirect losses (including lost profits), damage, liability claims, receivables, costs or consequential damage that result from the use of or access to the LGT website or from links to third-party websites or that may occur due to information being retrieved on the LGT website. This also applies to liability as a result of negligence, even if LGT was informed about the possibility of such consequences.
LGT also disclaims all liability for any kind of manipulation of the user’s IT system. It specifically draws attention to the risks of viruses or other harmful programs and to the possibility of hacking attacks. It is highly recommended, therefore, that you use the latest browser versions and anti-virus software.
Please read the data protection notice, which informs you about how LGT handles personal data and about data security on the Internet.
Last revised September 10, 2014
LGT welcomes your visit to and interest in this website (hereinafter referred to as the "LGT website"). This data protection notice (hereinafter referred to as the "notice") describes the processing of personal data in connection with the LGT website as well as the directly related data processing. In this context, the legal provisions in effect in Liechtenstein apply.
LGT reserves the right to amend this notice from time to time. You should therefore check on a regular basis or each time you access the LGT website whether it has changed and, if appropriate, whether you also consent to the new version. You will find the date on which it was revised at the beginning of this notice.
By accessing the LGT website, you consent to this notice. If you do not consent to this notice, you should refrain from accessing the LGT website.
Personal data are all items of information relating to a person who has been or can be identified from the data. In connection with websites, this includes the person’s name, e-mail address, telephone number and IP address.
When accessing the LGT website, access data is stored (e.g. log files, IP address, date and time of access, name of the file retrieved, access status, page from which access is gained, top-level domain, web browser used, operating system used). LGT uses this data for statistical purposes, for technical analyses, for the purposes of fine-tuning the server infrastructure, to determine how often the website is accessed and to draw conclusions that will enable improving its user-friendliness and functionality.
LGT uses Webtrends Analytics, a web analytics service provided by Webtrends Inc., 851 SW 6th Ave. Suite 1600, Portland, OR 97204, U.S.A. (hereinafter referred to as "Webtrends"), to analyze this data. The cookies used by Webtrends for analytical purposes do not contain any personal data. Your IP address is truncated on your computer before being transmitted to Webtrends Inc. in this anonymized form. Webtrends does not associate your IP address with any other information held by Webtrends and only passes data on to third parties if required to do so by law.
If personal data (e.g. name, address or e-mail address in connection with a contact form or the ordering of publications) has to be collected and processed in order to use the LGT website, the personal data will be used for authentication purposes and stored on a data carrier in Liechtenstein. Data that you enter into the relevant text or search fields on the LGT website is also stored and processed. This data is used according to its intended purpose. If, in specific cases, your express consent is required in order to process data, you will find a note to that effect in the place concerned.
The LGT website may be linked to the websites of other operators or to content on the websites of other operators. LGT has no influence over the websites of other operators (hereinafter referred to as "third-party websites") and therefore cannot accept responsibility or liability for the accuracy, completeness, topicality or legality of the content of third-party websites or for their data processing practices. Therefore, please also note the data protection notices of the third-party websites in question.
Data transfer over the Internet may not be entirely secure. Therefore, it cannot be guaranteed that personal data will be fully protected (e.g. against access by third parties).
Personal data collected on the LGT website is not passed on to third parties outside LGT Group except where
On the LGT website and in the course of the directly related internal data processing, appropriate technical and organizational measures are taken to protect the recorded data against loss, unauthorized access or misuse.
Irrespective of the measures taken by LGT to protect the data, you must be aware of the fact that data transfer over the Internet is uncontrolled and across borders (this applies to both websites and e-mail services). Even if the sender and recipient are in the same country, data may be transferred across borders. Therefore, LGT cannot guarantee that data transferred over the Internet will be treated confidentially. If you disclose personal data over the Internet, you must be aware of the fact that third parties are able to access this information and read, change, falsify, monitor, destroy or misuse the data. Furthermore, data transfer may be delayed or the data may be lost during transfer. Additionally, third parties could draw conclusions about existing business relationships. Therefore, LGT cannot accept responsibility for the security of your data during transfer over the Internet and rejects all liability for direct and indirect damage. For data protection and security reasons, you are advised to contact LGT using other, secure means of communication.
The systems required for data processing are located in Liechtenstein. The data you enter is kept for as long as its intended purpose requires.
You have the right to request information, in writing and free of charge, about the personal data processed in relation to yourself. Any requests for information should be sent together with proof of identification to the data protection officer at the address given in Section 8.
Following receipt of your request for information, information will be provided to you within the statutory period of 30 days. It may be refused, restricted or delayed if the law or what are predominantly our own or third-party interests so require.
The request for information may be combined with a request for data to be corrected or deleted.
Corrections or deletions
You have the right to request, in writing and free of charge, that personal data processed in relation to yourself be corrected or deleted if it is incorrect or wrongly processed. Any requests for data to be corrected or deleted should be sent together with proof of identification and the reasons for the request to the data protection officer at the address given in Section 8.
Your request for data to be corrected or deleted will be processed within a reasonable period of time following receipt and its completion subsequently confirmed to you.
It may not be possible to delete data due to legal provisions governing data processing, in which case LGT will only continue to process the data concerning yourself to the extent necessary to fulfill statutory data processing obligations.
Objections or revocations
You have the right to object, in writing and free of charge, to the processing of some or all of the data concerning yourself or to revoke your consent to the data being processed. Any objections or revocations of consent should be sent in writing to the data protection officer at the address given in Section 8.
Your objection or revocation of consent will be confirmed to you following receipt and the data concerned will subsequently cease to be processed.
It may not be possible to file an objection or revoke consent due to legal provisions governing data processing, in which case LGT will only continue to process the data concerning yourself to the extent necessary to fulfill statutory data processing obligations.
You have the right to have the data concerning yourself blocked from being passed on to third parties. Any blocking requests should be sent in writing together with proof of identification to the data protection officer at the address given in Section 8.
Your request for data to be blocked will be processed within a reasonable period of time following receipt and its completion will be subsequently confirmed to you.
It may not be possible to place a block on data due to legal provisions governing data disclosure, in which case LGT will only pass on the data concerning yourself to third parties to the extent necessary to fulfill statutory data processing obligations.
Please send any questions about data protection and data processing in writing to:
Data protection officer
LGT Bank Ltd.
P.O. Box 85
Data protection notice - © LGT - All rights reserved
By using the LGT web pages, you confirm that you have read, understood and accepted both the general legal information and this special legal information. These legal provisions apply to all information provided electronically by LGT and may be amended at any time and without prior notice. If you are not in agreement with the general legal information and with this special legal information, we would ask you to refrain from accessing the web pages. Any special agreements concerning individual LGT products and services apply in addition to these legal provisions; however, if there is a conflict, the special agreements take precedence.
User access, use of the pages, the general legal information and this special legal information are governed by Liechtenstein law. The exclusive place of jurisdiction is Vaduz.
The information, expressions of opinion, products, data, services, tools and documents included or described on these web pages ("content of the web pages") are for information purposes only and do not represent an advertisement or a recommendation, an offer or an invitation to subscribe (or purchase) or redeem (or sell) units, to effect a transaction or to conclude any kind of legal transaction.
The collective investment schemes mentioned on this website are not suitable for all investors. The information provided on the website does not represent a financial, legal, tax and/or other kind of recommendation. Investment decisions or other decisions should not be made solely on the basis of this document. In particular, you should not undertake investments before you have read the relevant fund contract and/or legal prospectus, the annual and semi-annual reports, the articles of association (if applicable) and all other documents which are required by local legislation or regulations in the jurisdictions or countries in which the relevant collective investment scheme is authorized or allowed for public distribution, offer or sale.
In order to ascertain whether an investment in units of a certain investment fund is in line with your specific needs and risk expectations, we recommend that you contact an independent financial advisor. We also recommend that you consult an independent tax advisor in order to find out, with respect to your personal circumstances, about the tax rules connected with a specific investment in your jurisdiction.
The content of the web pages may be changed at any time and without prior notice. LGT provides no guarantee and gives no assurances of any kind (including towards third parties) of the accuracy, correctness, completeness and up-to-date status of the content of the web pages. In particular, LGT is not obliged to remove any outdated information from the web pages or to expressly mark it as being outdated. Onward distribution of the content of the web pages and reproduction thereof, completely or in excerpts, are not permitted.
All data available through these web pages, including, amongst other things, financial market data, price data, reports, research or other financial information, are based on sources which were deemed reliable and carefully selected. All available information is provided to the user without guarantee of freedom from defects and without express or tacit assurances or guarantees with respect to quality, authenticity, infringement against intellectual property rights or suitability for a given purpose.
The fact that a user accesses the web pages does not make that user a client of LGT.
Expressions of opinion, assessments and forecasts on the web pages originate with their authors and from the point in time when they were drawn up, and do not necessarily reflect the views of LGT. They may be changed at any time without prior notice. LGT and its contractual partners have the right to withdraw or change information, data and documents as well as the products or services described here at any time and without prior notice. All information which is furnished with a date is published only for this date. There is no obligation or responsibility to update or correct such information.
The information published on the LGT website is intended not for specific persons, but generally for readers with an interest in LGT investment products. Those wishing to buy investment products should in every case pay close attention to the sales prospectus with integrated investment regulations and the annual/semi-annual reports before doing so. LGT's investment products are not approved for sale in all countries of the world. The LGT website is not intended for persons subject to a jurisdiction that prohibits the publication of or access to the LGT website due to their nationality or domicile or for any other reason. Persons subject to such restrictions may not access the LGT website.
"In particular, LGT investment products are not registered investment companies under the United States Investment Company Act of 1940 and these securities have not been registered under the United States Securities Act of 1933 (the "Act") and are not offered, sold or distributed in the United States or to U.S. persons (as defined in Regulation S under the Act). Nothing contained herein shall constitute an offer or solicitation of an offer to invest in any such investment products in the United States or to U.S. persons."
The term "United States" in the context of this document refers to the United States of America, its individual states, territories and dominions as well as all regions under US jurisdiction.
Only collective investments approved and registered for public sale in the United Kingdom may be publicly offered and sold in the United Kingdom. LGT investment products are not registered in the United Kingdom. The information on LGT's Web pages is thus not intended for UK residents.
A positive performance in the past is no guarantee of a positive performance in the future. The risk of falling prices, foreign currency losses and fluctuating returns due to exchange rates which are unfavorable for investors cannot be excluded. It is possible that investors will not get back the full amount they invested. Commissions and charges levied on the issuance and redemption of units are debited separately to each investor. They are therefore not taken into account in the performance shown here.
Investors are specifically advised that certain investments are highly volatile. Such investments, such as derivatives, may be subject to significant price fluctuation, which may be equal to or greater than the amount of capital invested.
Certain specific investments may not be immediately realizable. It may therefore be difficult for investors to sell an investment, realize a profit, or obtain reliable information as to its value or the degree of risk to which the investment is exposed.
When buying or selling investments involving a contingent liability, not only may you lose the amount invested, but in certain circumstances you may also be required to pay an additional amount.
Legal information - © LGT - All rights reserved
Owing to a change in specifications, LGT Bank Ltd., Vaduz, has modified its General Business Conditions as well as its Safe Custody Regulations. We would like to inform you that the "General Business Conditions" as well as its "Safe Custody Regulations" will come into effect on 1 May 2010, and they will be deemed to have been approved by you if no written objection is received from you within one month.
Your client advisor will be glad to answer any questions you may have.
Documents for Download
We make it our mission to ensure that our clients and business partners are satisfied. Nevertheless, should you wish to complain about a service, you can get in touch with us in one of the following ways:
We will need the following information from you so that we can process and respond to your complaint promptly:
Your complaint will be processed as quickly as possible with the relevant specialist department also being involved, although this may take some time depending on how complex your issue is.
You can also take your complaint directly to Liechtenstein’s extrajudicial Conciliation Board, which provides a free and neutral mediation service for settling conflicts between clients and banks. You can find more information at www.schlichtungsstelle.li