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Call money, time deposits and fiduciary investments: short-term investments to maintain liquidity

Would you like to manage your liquid funds better in the short term? Call money deposits, time deposits and fiduciary investments at LGT are ideal instruments for professional cash management, with terms ranging from one week to twelve months and more.

  • Call money deposits
  • Call money plus deposits
  • Time deposits
  • Fiduciary investments

Call money is an ideal short-term investment instrument for flexible cash management.

It involves investing your money with us for an indeterminate term at a variable rate of interest.

Your advantages with call money:

  • Callable with 24/48 hours’ notice
  • Free choice of amount from CHF 50 000 or equivalent in foreign currency
  • Available in a wide range of currencies
  • Suitable as collateral
  • Very safe

With call money plus deposits, legal entities can invest their liquid funds in a modern evergreen product.

The capital is callable at any time with 32 days’ notice. Compared to conventional money market investments, you benefit from a more attractive rate of interest.

Your advantages with call money plus:

  • Modern evergreen product for legal entities
  • Available in CHF/EUR and USD
  • Free choice of amount from CHF/EUR/USD 50 000
  • Callable at any time with 32 days’ notice
  • Suitable as collateral
  • Very safe

With time deposits, you invest your capital with us for a short period of time, with terms ranging from one week to twelve months.

Time deposits have a fixed maturity date, a fixed amount and a fixed rate of interest.

Your advantages with time deposits:

  • Free choice of term
  • Minimum investment amount depends on term
  • Available in most currencies
  • Suitable as collateral
  • Very safe

Fiduciary investments are fixed income instruments that LGT places on behalf of and for the account of a client at another bank.

They have similar terms to time deposits, ranging from 48 hours to twelve months. Aside from the leading currencies CHF, USD, EUR and GBP, they are available in all tradable currencies.

Your advantages with fiduciary investments:

  • Terms from 48 hours to twelve months
  • Available in most currencies
  • Suitable as collateral

Disclaimer

Call money deposits, time deposits and fiduciary investments open up new opportunities, but also involve risks. Your investment profile is the decisive factor. Discuss your options with an LGT relationship manager. Interest income on call money and time deposits is subject to withholding tax in Switzerland.