Accounts, cards and conditions

LGT Bank Ltd. provides its clients with the following banking services at its Vaduz office.

Accounts
Cards
Banknotes, foreign currencies and precious metals

Whether for business or private payment transactions, for entrepreneurs, salary earners, young people or senior citizens, LGT Bank Ltd. has exactly the right account with attractive conditions.

Current account in CHF, EUR

The account in CHF and EUR for business and private payment transactions for individuals, companies or domiciliary companies domiciled in Liechtenstein or Switzerland. The entire balance is available at any time.

	CHF	EUR
Interest	0.000%	0.000%

Deposit account

The account for salary earners, private investors and companies, with a CHF 50 000 withdrawal limit per month.

	CHF	EUR	USD
Interest	0.000%	0.000%	0.000%

Savings account in CHF, EUR, USD

The account that is a proven savings option for individuals and clubs, with a CHF/EUR/USD 20 000 withdrawal limit per month

	CHF	EUR	USD
up to CHF 50 000	0.050%	0.050%	0.300%
up to CHF 250 000	0.025%	0.025%	0.300%
from CHF 250 000	0.000%	0.000%	0.300%

Youth savings account

The account with preferential interest rates for those aged 18 or under, with a CHF 10 000 withdrawal limit per annum.

	CHF
up to CHF 60 000	0.500%
from CHF 60 000	0.125%

Retirement savings account

The account with preferential interest rates for those aged 60 and above, with a CHF 10 000 withdrawal limit per month.

	CHF
up to CHF 50 000	0.100%
up to CHF 250 000	0.075%
from CHF 250 000	0.050%

Investment savings account

The account that is a medium-term investment for individuals, with a minimum deposit and a withdrawal limit per annum of CHF 20 000.

	CHF
up to CHF 20 000	0.050%
up to CHF 250 000	0.025%
from CHF 250 000	0.000%

Real estate account

only in combination with a mortgage

	CHF
up to CHF 50 000	0.000%
up to CHF 250 000	0.000%
from CHF 250 000	0.000%

Savings account for rental security

	CHF
up to CHF 50 000	0.050%
up to CHF 250 000	0.025%
from CHF 250 000	0.000%

Savings account for vested pension benefits

The account for vested benefits from pension funds.

	CHF	EUR
Interest	0.125%	0.125%

Please contact your relationship manager for further details. All interest rates shown are subject to alteration (valid from May 1, 2021). The bank reserves the right to change its terms and conditions at any time. The bank reserves the right to apply a negative base or market interest rate to the credit balances held in the respective currencies.

Whether for cash withdrawals or cashless payments, for entrepreneurs, salary earners, young people or senior citizens, LGT Bank Ltd. has exactly the right cards and payment options.

Information regarding card security items and how to act correctly in the event of damage you can find on: www.card-security.ch
In the event of loss, theft or potential misuse of your card, please contact your relationship manager during office hours.
Outside office hours, please call the following emergency phone number in connection with Maestro cards: +423 375 37 50.
For emergencies in connection with credit cards outside office hours, please contact the respective card company.

Maestro Card

The Maestro Card is the leading debit card. It can be used for the following services:

Free cash withdrawals over the counter and at ATMs in Liechtenstein and Switzerland
Cash withdrawals at ATMs abroad
Cashless payments

Credit cards

The following credit cards are available upon request:

MasterCard
Visa
American Express

Swiss Bankers Travel card

The insured prepaid card to withdraw local currencies and make payments locally wherever you are in the world.

Please contact your relationship manager for further details.

Apple Pay

You can now also use Apple Pay with your Cornèr Europe credit card. Apple Pay makes it possible for you to use your everyday devices to make purchases. To use Apple Pay, you need an eligible Apple device and a Cornèr Europe credit card. Please consult the official Apple Pay site for instructions on setting up and using Apple Pay.

Whether you need foreign exchange for a business transaction or banknotes in a certain currency for your vacation, contact your relationship manager for the latest rates. You can obtain most currencies directly over the counter at LGT.

Precious metals as an investment instrument

Silver, gold, platinum and palladium may be sensible additions to your portfolio. Contact your relationship manager, who will be happy to talk to you about the investments below:

Coins, plate and bars
We can securely store precious metals and coins such as Goldvreneli or Krügerrand for you. You can choose to store them either in a personal safe deposit box or a custody account.
Metals account
A claim on a booked precious metal holding.

Introduction of the QR bill in Switzerland and Liechtenstein

The QR bill will be introduced on 30 June 2020. During a transition period expected to last one-and-a-half to two years, it will be possible to continue to use the red and orange payment slips as well as the new QR bill.

The new QR bill contains all payment information in a QR code. This simplifies the payment process for the invoice recipient and results in increased quality and greater efficiency by harmonizing payment transactions.

QR bills at LGT

From July 2020, LGT will offer you the possibility to pay QR invoices via our online banking platforms LGT SmartBanking and LGT SmartBanking Pro as well as by means of domestic payment orders. If you wish to issue invoices for payments to your accounts held with us, you can order the corresponding slips from us as usual without a structured reference (red payment slips).

Further information

Making payments easy with the QR bill

Factsheet for invoice recipients

Factsheet for SMEs

FAQs